South Africa
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Repay, re-use, repeat

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Personal loan

Give yourself the option of re-accessing funds once you’ve repaid 15% of your loan, and increasing your loan amount at a later stage.

Some of the benefits

Easy to get

Apply online to find out how much you qualify for

Fast access

Funds are paid straight into your bank account

Your terms

Choose to repay your loan over 12 to 60 months


Increase your loan amount at a later stage if you need to

Key things to know about your loan

How it works

  • You’ll be offered a personalised interest rate when you apply
  • Funds will be paid straight into your bank account
  • There are no early termination fees if you choose to pay off your loan sooner
  • You can apply to increase your loan amount if you choose to do so
  • Your loan can be insured, so whatever’s owed can be settled in the event of disability, dread disease or death
  • Active, qualifying Standard Bank loans, with debit balances qualify to collect tiering points on UCount rewards, if they are paid by debit order

Applying for your loan

What you’ll need:

  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip
  • Last 3 months’ bank statements, if you don’t bank with us


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