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Earn tax-free interest
Invest up to R36 000 a year tax-free with our Tax-Free Call investment account and enjoy anytime access to funds.

Savings and investment accounts

Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.

Why a growing number of people invest with Standard Bank

Competitive rates

Choose from a range of accounts offering guaranteed returns

Flexible terms

Invest in lump sums or multiple deposits, with fixed or linked rates

Capital guaranteed

Know that your contributions will never be at risk of loss

No monthly fees

Pay no management fees when you maintain the minimum balance
See which account suits you best

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Use the Savings and Investment product filter to view features and benefits according to the filters you apply. The Standard Bank of South Africa Ltd (SBSA) is an authorised financial services provider (FSP 11287). Standard Bank Financial Consultancy (SBFC) is an authorised financial services provider (FSP 3825) and a business unit of SBSA.

Learn more about GROWING your money
The Difference Between Saving and Investments
The difference between savings and investments

To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.

managing your money
5 easy budgeting tips article
5 Budgeting tips that are easy to follow

Get a grip on what you spend each month so you can budget better for your expenses.

managing your money
6 Tips for Budgeting for a Baby
6 Tips for budgeting for a baby

There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.

savings and investments
12 Tips for financial freedom
12 Tips for financial freedom

Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.

savings and investments
Financial Planning in Your 20s, 30s, 40s, 50s and 60s
Financial planning tips for different life stages

Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.

savings and investments
Money and marriage tips
Finances in marriage

Become the perfect financial match by letting us help you manage your finances.

Debt consolidation
Budget tips

In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.

savings and investments
Boost Your Retirement Savings, Tax Free
Benefits of tax-free retirement savings

Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.

education savings
A Savings Plan for Your Grandchildren's Education
6 Tips to set up an education savings plan

A good education is more valuable than ever. One area where grandparents can make a real difference is with an education savings plan for their grandchildren. This will help to set grandchildren along a path towards becoming financially secure and independent.

savings and investments
Tax Free Savings Account FAQs
Frequently asked questions on tax-free savings accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

savings and investments
Wedding Budget and Savings Tips
Wedding budget and savings tips

Weddings can be costly affairs, but with a sound wedding budget and savings plan you could afford your perfect day.

education savings
Your Savings Plan for Education
Educational savings plan tips

Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.

We also offer
International Solutions Savings Accounts Cross Sell
International savings accounts

Diversify your savings by going offshore into any one of our US Dollar or Pound Sterling notice accounts.

Day-to-day banking

Apply online for a bank account that offers great value and benefits designed to simplify your life.

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