Instead of recommending generic solutions that may or may not be right for you, we prefer to understand your unique situation. Some of the solutions offered through our Debt Care Centre include:
If you can no longer afford to make your monthly repayments, we can extend your repayment term to lower your instalments under a new agreement.
Having more time to pay off your loan can free up some spare cash for other financial commitments.
To find out if a payment arrangement is the right solution for you, get in touch through our Debt Care Centre
Re-spread of arrears
If you contact us soon enough, it’s possible to arrange a re-spread of arrears on your account.
We re-spread the arrears amount over the rest of your repayment term, helping you out of arrears and possibly reducing your monthly repayment amount.
To find out if a re-spread of arrears is the right solution for you, get in touch through our Debt Care Centre
You can take a break from your repayments on a credit agreement for a period of one to three months.
During this time, you can use the money you’re saving to sort out any other credit commitments.
Payment holidays are only available in exceptional circumstances.
To find out if a payment holiday is the right solution for you, get in touch through our Debt Care Centre.
Instead of making multiple monthly repayments on various accounts – all with different interest rates – you can combine your debts into a single manageable account.
By consolidating your debt, one interest rate is payable, giving you lower monthly repayments.
To find out if debt consolidation is the right solution for you, get in touch through our Debt Care Centre below.