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Notice Deposit investment account
Enjoy the flexibility of our notice deposit account and watch your savings grow at a notice period tailored to your needs.
R
250
Opening deposit
7 to 60 days
Access to Funds
7.22%
Earn interest up to
Notice Deposit interest rates
See how much interest you can earn depending on your account balance and notice period.
Notice Deposit investment account
Notice Deposit rates effective 29 May 2026
Nominal interest rate over 12 months.
Some of the benefits
Competitive rates
Save for the short- to mid-term and enjoy higher rates for longer notice periods
Flexibility
Grow your savings with unlimited deposits and transfers from as little as R100
UCount Rewards
Add more money to your savings by redeeming your Rewards Points into your Notice Deposit account
Save automatically
Set up monthly stop orders to save towards your financial goals
How it works
Choose a notice period that matches your savings goals. The longer the notice period, the higher the potential interest rate you can earn.
| 7-day notice | Quick access with competitive returns |
| 21-day notice | More time to grow your savings while still having relatively quick access to your money |
| 32-day notice | A balance between flexibility and growth |
| 45-day notice | Earn potentially high returns by giving your savings more time to work for you |
| 60-day notice | Higher returns for longer-term savers |
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Notice Deposit terms and conditions
General terms and conditions
Savings & Investment Savings Streak offer
Savings and Investments accounts scheduled payments competition
If you’re an existing Standard Bank customer:
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
Apply via Online Banking
- Sign into your Online Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit tile
- Click on Get Account and complete the steps
If you don’t bank with us:
Apply on our Banking App
- Download and register on the app
- Sign in and tap on Open or add an account
- Select Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
- Follow the easy steps to complete your application
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
-
How it works
Choose a notice period that matches your savings goals. The longer the notice period, the higher the potential interest rate you can earn.
| 7-day notice | Quick access with competitive returns |
| 21-day notice | More time to grow your savings while still having relatively quick access to your money |
| 32-day notice | A balance between flexibility and growth |
| 45-day notice | Earn potentially high returns by giving your savings more time to work for you |
| 60-day notice | Higher returns for longer-term savers |
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Notice Deposit terms and conditions
General terms and conditions
Savings & Investment Savings Streak offer
Savings and Investments accounts scheduled payments competition
If you’re an existing Standard Bank customer:
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
Apply via Online Banking
- Sign into your Online Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit tile
- Click on Get Account and complete the steps
If you don’t bank with us:
Apply on our Banking App
- Download and register on the app
- Sign in and tap on Open or add an account
- Select Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
- Follow the easy steps to complete your application
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
Frequently asked questions
What is a Notice Deposit account?
It is an investment deposit account with no fixed term of investment, and funds may only be withdrawn after notice has been given to the bank.
Can I withdraw money early from a notice account?
You may make an early withdrawal from your notice account; however, you will have to pay an early withdrawal fee.
Who should get a Notice Deposit investment account?
If you want an account that offers low risk, flexibility, and you don’t need immediate access to your funds, you should consider a Notice Deposit investment account.
What notice periods are available?
You can choose notice periods ranging from 7 to 60 days, depending on your savings goals and liquidity needs.
Can I change my notice period (e.g. from 32 days to 7 days) once the account is open?
Your chosen notice period is fixed to your specific account to secure that tier's interest rate.
If you wish to change your notice period, you can open an additional Notice Deposit account with a different term (starting with just R250), or transfer your funds after your current notice period ends.
How do I withdraw money from my Notice Deposit investment account?
To withdraw money, you'll first need to give notice via the Banking App, Online Banking, our call centre, an ATM or a branch.
- Submit your withdrawal request (minimum withdrawal amount is R150)
- Wait for your selected notice period to expire
- Your money will be transferred to the transactional or savings account linked to your Notice Deposit Investment Account
If you need access to your funds before the notice period ends, an early withdrawal is possible, but an early redemption fee may apply.
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Reasons to open a Notice Deposit account
A Notice Deposit account is a savings and investment option where your money earns interest, additional deposits can be made anytime, and if you need access to your funds, you need to let the bank know within a certain amount of time, i.e. give them notice. If you withdraw early, you may be charged a withdrawal fee to access the money.
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