Flexible Funeral Plan

Get the flexible plan that meets your needs and fits your lifestyle and pocket.

You decide who you want to cover and for how much. Choose your level of benefits and the amount of cover for you and your family.
You can cover up to 6 children, 8 extended family members and up to 4 parents and an option to choose additional benefits for the main insured and spouse at an additional premium.

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Some of the benefits

Automatic cover increase

Ensure that your benefits are not reduced by inflation

Personalized premiums

Align the cost to your lifestyle and age

Flexible cover

Choose the amount of cover or premium you want to pay

Build your benefits

Pick and choose the benefits you want

What’s covered

Funeral Benefit

The maximum cover amounts are as follows:

R 100 000 for the main member and spouse
R 20 000 for children 6 years old and younger
R 50 000 for children older than 6
R 80 000 for parents / in-laws
R 50 000 for extended family

Optional additional benefits for main member and spouse at an additional premium*

A maximum of R 20 000 for the memorial benefit
A maximum of R 20 000 for catering benefit
Up to R 2 000 for groceries, payable monthly for 6 or 12 months (maximum R 24 000)

Option additional benefits for ALL other lives at an additional premium:

Repatriation Benefit – Options available: R10,000 ; R25,000
Airtime Benefit - Options available: R200; R500; R1000

See terms and conditions

^{Underwritten by Liberty Group Limited}

How it works

To take out a flexible funeral plan:

The main member and 1 spouse must be between 18 and 65 years old
Children must be between newborn and 20 (24 if student) years old. A maximum of 6 children can be added
Parents and in-laws must be between 18 and 85 years old. A maximum of 4 parents / in-laws can be added
Extended family members must be between newborn and 85 years old. A maximum of 8 extended family members can be added
No medical underwriting
Option to waive waiting period when moving from other insurer's
6 months waiting period applies for all benefits
12 months waiting period for suicide
One month waiting period for accidental death
Option to choose up to 5 beneficiaries

What it costs

Flexibility means that you choose what you pay!

An additional premium payable per each person added will be dependent on cover amount selected and age at time of policy application.
An additional premium payable for each additional benefit selected for main insured and spouse depends on level of amount selected, age at policy application and period of benefit payment where applicable.
There is also an option to add automatic annual premium and benefit increase at an additional premium.

^{Standard Bank Insurance Brokers (FSP224) earns a binder fee and commission on the sale of this policy, at a rate that is included in the premium and is inclusive of VAT}

How to claim

Call us on 0860 123 999, or Say Hi on WhatsApp +27645700291 (click here), or Speak to us at your nearest branch

What you'll need:

Certified death certificate
Notification of registration of death
Burial order
Certified copy of the claimant's ID
Proof of relationship (like a marriage or birth certificate)
Additional documents may be required for unnatural death claims.

Please note:

Claims must be submitted within 12 months of the insured person's death
Claimant's need to provide proof of their relationship with the policyholder or insured member
Claims are processed by the Liberty Group once all information is verified
Approved claims are paid out within 48 hours from receipt of all required documents and claim approval

What’s covered
How it works
What it costs
How to claim