South Africa

Types of self-service banking

With its range of time and cost-saving benefits, self-service banking is the way of the future.

Here are six ways on how you can do your banking other than going into a branch: 

  • Internet banking

This is a great banking option if you’re at home using your computer - or out with your laptop - and you want convenient, safe access to your accounts, plus a record of all your transactions.

  • Cellphone banking

You can access your bank accounts safely and securely from any type of cellphone – day or night.  You can also use cellphone banking to top-up your airtime or pay your bills.

  • Banking apps

Banking apps allow you to transact from anywhere at any time using your tablet or smartphone. They are safe, reliable and convenient, giving you total control of your everyday banking.

  • ATM banking

ATM banking is perfect for getting cash in a hurry. There are ATMs all around the world, so access to your money is guaranteed, at home or on holiday. You can also use ATMs to deposit and transfer money and even pay your accounts – 24 hours a day, 365 days a year.

  • Spazas and retail stores

Some banks are in partnership with spaza shops and big retail stores - so you can do your banking while you shop – safely and easily. You will be able to check your balance, do a money transfer and even buy electricity and airtime at many registered outlets.

  • Telephone and speech banking

You can either speak to a bank consultant via the phone to do your banking, or bank from a fixed line or cellphone using an automated service.

Change the way you bank

With so many self-service options, it’s never been this easy or convenient for you to take care of all your day-to-day banking needs.  You can do your banking from the comfort of your home, office, car or even the beach.