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Payment holidays

You can take a break from your repayments on a credit agreement for a period of one to three months. During this time, you can use the money you’re saving to sort out any other credit commitments.

Payment holidays are only available in exceptional circumstances.

To find out if a payment holiday is the right solution for you, get in touch through our Debt Care Centre.

Revolving credit plan product detail
Revolving loan

Get access to your funds again when you’ve repaid 15% of your loan with the option to increase your original amount over time.

PER personal loan product detail
Term loan

Get the loan you’re looking for at the fixed monthly repayment amount and term you feel comfortable with

PER Overdraft facility product detail

As a credit facility on your bank account, your overdraft is always available when you run over budget.

Credit cards

Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas.

Student loan product detail
Student loan

Studying full- or part-time? Apply online for pre-approval on a student loan to fund your next-level education.