South Africa
Sign in
Personal
Business
Wealth

MyMo Bank Account - Bank for less

PB_Switch MyMo account product detail

Apply online right now for a cheque account with full transactional benefits – and earn free data and airtime on your daily banking.

Some of the benefits

Bank immediately

Start banking on the app as soon as you've opened your account.

Bank for less

Pay lower fees for your daily banking.

Skip the queues

Do your banking on the go using our banking app or online banking.

Earn data as you bank

Get free data and airtime on your Standard Bank Mobile sim card
What you get

With MyMo, you get:

  • A cheque account with a gold card
  • A free Standard Bank Mobile sim card
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • To transact immediately if you open the account on the app
  • To shop online with a virtual card on our app, even before you fetch your cheque card
  • 1 GB data once-off when you open the account on the app
  • Get R 50 airtime or 250 MB data a month if you swipe your card four times in a month
  • Earn 1 MB data for every R 20 you spend when you swipe your card
Personal transaction accounts T&Cs

General T&Cs

Card features

With MyMo, you get:

  • A gold cheque card with a chip – so you can shop securely
  • Free unlimited swipes
  • A card that is globally accepted
  • Your name and card number embossed on your card 
  • Tap to Pay, which allows you to tap your card instead of swiping to pay at selected retailers
What you can do

With MyMo, you:

  • Pay zero data fees when banking on the app
  • Get to transact and manage your account 24/7
  • Get your statements via email and view them online anytime 
  • Can buy airtime, data and electricity anytime using the app, online or ATM
  • Can send money to anyone with Instant Money using the app, online or ATM 
  • Can use your cellphone to make payments with SnapScan
What it costs
  • A monthly fee of R4.95 
  • Pay only for what you use
  • No initiation fees 
  • No charge for the Standard Bank Mobile SIM card
  • No fees for card swipes and inter-account transfers
  • Pay less for all payments and cash withdrawals

See 2019 pricing guide
See 2020 pricing guide

 

 

 

How to get it
 

To apply for MyMo, you need to:

  • Be 18 years or older
  • Have a South African ID
  • Be living in South Africa
  • Download the app or apply online

Apply on the app in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan you ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You will receive an SMS when your card is ready for collection at your preferred branch
 

Apply on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your cheque card from your preferred branch
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the URL in the section titled 'Get free airtime / data' and paste it into a browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered
  • What you get
  • Card features
  • What you can do
  • What it costs
  • How to get it

With MyMo, you get:

  • A cheque account with a gold card
  • A free Standard Bank Mobile sim card
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • To transact immediately if you open the account on the app
  • To shop online with a virtual card on our app, even before you fetch your cheque card
  • 1 GB data once-off when you open the account on the app
  • Get R 50 airtime or 250 MB data a month if you swipe your card four times in a month
  • Earn 1 MB data for every R 20 you spend when you swipe your card
Personal transaction accounts T&Cs

General T&Cs

With MyMo, you get:

  • A gold cheque card with a chip – so you can shop securely
  • Free unlimited swipes
  • A card that is globally accepted
  • Your name and card number embossed on your card 
  • Tap to Pay, which allows you to tap your card instead of swiping to pay at selected retailers

With MyMo, you:

  • Pay zero data fees when banking on the app
  • Get to transact and manage your account 24/7
  • Get your statements via email and view them online anytime 
  • Can buy airtime, data and electricity anytime using the app, online or ATM
  • Can send money to anyone with Instant Money using the app, online or ATM 
  • Can use your cellphone to make payments with SnapScan
  • A monthly fee of R4.95 
  • Pay only for what you use
  • No initiation fees 
  • No charge for the Standard Bank Mobile SIM card
  • No fees for card swipes and inter-account transfers
  • Pay less for all payments and cash withdrawals

See 2019 pricing guide
See 2020 pricing guide

 

 

 

 

To apply for MyMo, you need to:

  • Be 18 years or older
  • Have a South African ID
  • Be living in South Africa
  • Download the app or apply online

Apply on the app in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan you ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You will receive an SMS when your card is ready for collection at your preferred branch
 

Apply on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your cheque card from your preferred branch
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the URL in the section titled 'Get free airtime / data' and paste it into a browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered
Tips and guidance
Getting started
Getting started
Using your card
Using your card

Making changes to your card is quick, safe and easy when you know how.

Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card

Making changes to your card is quick, safe and easy when you know how.

Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

Other accounts you might like...everyday banking
we also offer
International Solutions Transactional Banking Cross Sell
Offshore bank accounts

Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.

PB_CreditCardLanding_CrossSell
Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.