Prestige Banking Account
Prestige opens the door to a more refined banking experience, where expert guidance, exclusive benefits, and smart financial tools come together to help you build and grow your wealth.
R
250
*
Monthly fee
R
25 000*
**
Monthly income required
*
R 240 bundled fee for Evolve
**
T&Cs apply
Reasons to upgrade to Prestige
Lifestyle benefits
Elevate your lifestyle with exclusive benefits and discounts that are included in your complimentary Titanium Credit Card
Access to expert bankers
Grow your wealth with a dedicated team of bankers that are available to support you 24/7
Family banking
Enjoy family-focused banking that keeps everyone connected with a secondary account
for your spouse, and a free bank account for kids
Free digital healthcare
Invest in your wellbeing with UNU Health and get a free health check, or see an online doctor for only R179 per consult
Bank & Rewards
Reduce everyday expenses
- Bundled-in Titanium Credit Card giving you access to more UCount Rewards Points and exclusive offers and discounts at reward partners
- Complimentary** visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*, and complimentary* visits for you at the domestic Bidvest lounges
- Start your holiday with Standard Bank Travel and get up to 40%* off domestic and international flights, plus complimentary travel insurance and exclusive offers when you book through our Banking App using your Titanium Credit Card
- Family banking
- Your partner or spouse automatically qualifies for the same account for only 50% of the monthly fee with a bundled-in Titanium Credit Card at no extra cost
- Get an additional Titanium Credit Card, linked to your account for family use, for R33 per month
- Open a (sum)1 Account for your kids under 16 and pay no monthly fees
- With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
- Access to loan consolidation, debt consolidation, payment holidays and loan restructuring if you need it
- Enjoy up to 20%* off your next car rental with Avis
- Affordable digital healthcare and 5 free digital health checks with Unu Health
- Get 50% off on your first Ucook meal kit order and 10% off your repeat orders
- Connect
- Sign up for any Standard Bank Connect SIM plan and get an additional 2GB data free every month just for banking with us. Plus, enjoy:
- 1.5GB - 10GB inclusive data
- 10 - 200 call minutes
- Up to 200 SMSs
- Unlimited calls to 1 - 5 favourite contacts (can be changed monthly)
- 15% - 50% off tech accessories
- Plans start from R59 per month, with our top-tier Connect Circle Max at R439
per month
- 25% Discount on your first Fiit subscription
Increase your income
- Shop at Checkers and Shoprite and enjoy:
- up to 40%* back in UCount Rewards Points on all your Checkers Sixty60 and Shoprite Sixty60 purchases
- up to 30% back in UCount Rewards Points when you shop in-store at Checkers and Shoprite
- Plus, you can use your activated UCount Rewards Card to pay for all your purchases at Checkers, Checkers Sixty60, Shoprite and Shoprite Sixty60
- Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- Up to 10%* cash back when you book and pay for your accommodation on Booking.com
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 6 per annum and minimum spend is R5 000 per month
Transactional Account Switching Campaign terms and conditions
Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest & Plan
Grow and diversify your wealth
- Access to the 24/7 Private Client Centre for swift resolution on your day-to-day banking requirements
- Your Relationship Banking team may contact you from time to time to tell you about suitable products or services
- Explore savings and investment options that empower you to grow your wealth and achieve your financial aspirations, with unlimited access to our financial advisors
- Get an Optimum Offshore Bank Account and enjoy:
- 24/7 digital banking
- Visa debit card with luxury travel benefits
- Save £240/year on fees if you maintain a minimum balance
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
- Free Stash account for you and your children so you can invest tax-free
- Redeem your UCount Reward Points into your PureSave Account, Notice Deposit, AutoShare Invest account, or Tax-free investment account
- First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
- Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan
*T&Cs apply
Protect and preserve your wealth
- Flexible Funeral Plan from R42 a month with up to R100 000* cover
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- Free Personal Accidental Death Cover worth R20 000
- Free simple and complex Will drafting valued at R535
- Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment
- Complimentary travel insurance when you pay for flights with your Mastercard
- Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
- Safeguard your dreams and aspirations with tailored solutions like life cover, critical illness protection, and income security
*T&Cs apply
Prestige Evolve Account
A Prestige Evolve Account includes a linked credit facility, giving you access to funds for those inconvenient and unexpected expenses, while also rewarding you with lifestyle benefits and even more UCount Rewards.
Benefits
- UCount Rewards
Earn from three* times more Rewards Points and choose how you spend them; whether paying off your Term Loan, topping up your savings, or spoiling yourself at one of our Rewards Retailers.
- Lifestyle
Your Prestige Evolve Account gives you, and a guest of your choice, 6 complimentary* lounge visits to Standard Bank's Fluent Lounge at Lanseria Airport and any Domestic Bidvest Premier Lounge.
What it costs
A discounted monthly fee at R240 for having a Prestige Evolve Account and all transactional fees remain the same as the normal Prestige account.
*T&Cs apply
What it costs
Choose from two different fee options:
- R250 monthly fee for bundled services
- Pay as you transact only
See 2026 pricing guide
See 2025 pricing guide
How to get it
What you need to qualify:
- You must be 18 years or older
- Earn a minimum of R25 000 per month, or
- Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.
What you need to submit:
- Your South African ID (or passport if not a South African citizen)
- Recent payslip or confirmed contract of employment
- Proof of residence not older than 3 months
How to apply:
On the app:
- Download the Banking App and tap on the ‘Open an Account’ button
- Tap on ‘Explore products’ and scroll down to ‘Bank with us’
- Select the ‘Call me back’ on the Prestige Banking Account
- Enter your details on the form and tap ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application
On the website:
Complete the Call me back form
At the branch:
Visit your nearest branch and bring along the relevant documents
-
Bank & Rewards
-
Invest & Plan
-
Prestige Evolve Account
-
What it costs
-
How to get it
Reduce everyday expenses
- Bundled-in Titanium Credit Card giving you access to more UCount Rewards Points and exclusive offers and discounts at reward partners
- Complimentary** visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*, and complimentary* visits for you at the domestic Bidvest lounges
- Start your holiday with Standard Bank Travel and get up to 40%* off domestic and international flights, plus complimentary travel insurance and exclusive offers when you book through our Banking App using your Titanium Credit Card
- Family banking
- Your partner or spouse automatically qualifies for the same account for only 50% of the monthly fee with a bundled-in Titanium Credit Card at no extra cost
- Get an additional Titanium Credit Card, linked to your account for family use, for R33 per month
- Open a (sum)1 Account for your kids under 16 and pay no monthly fees
- With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
- Access to loan consolidation, debt consolidation, payment holidays and loan restructuring if you need it
- Enjoy up to 20%* off your next car rental with Avis
- Affordable digital healthcare and 5 free digital health checks with Unu Health
- Get 50% off on your first Ucook meal kit order and 10% off your repeat orders
- Connect
- Sign up for any Standard Bank Connect SIM plan and get an additional 2GB data free every month just for banking with us. Plus, enjoy:
- 1.5GB - 10GB inclusive data
- 10 - 200 call minutes
- Up to 200 SMSs
- Unlimited calls to 1 - 5 favourite contacts (can be changed monthly)
- 15% - 50% off tech accessories
- Plans start from R59 per month, with our top-tier Connect Circle Max at R439
per month
- 25% Discount on your first Fiit subscription
Increase your income
- Shop at Checkers and Shoprite and enjoy:
- up to 40%* back in UCount Rewards Points on all your Checkers Sixty60 and Shoprite Sixty60 purchases
- up to 30% back in UCount Rewards Points when you shop in-store at Checkers and Shoprite
- Plus, you can use your activated UCount Rewards Card to pay for all your purchases at Checkers, Checkers Sixty60, Shoprite and Shoprite Sixty60
- Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- Up to 10%* cash back when you book and pay for your accommodation on Booking.com
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 6 per annum and minimum spend is R5 000 per month
Transactional Account Switching Campaign terms and conditions
Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Grow and diversify your wealth
- Access to the 24/7 Private Client Centre for swift resolution on your day-to-day banking requirements
- Your Relationship Banking team may contact you from time to time to tell you about suitable products or services
- Explore savings and investment options that empower you to grow your wealth and achieve your financial aspirations, with unlimited access to our financial advisors
- Get an Optimum Offshore Bank Account and enjoy:
- 24/7 digital banking
- Visa debit card with luxury travel benefits
- Save £240/year on fees if you maintain a minimum balance
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
- Free Stash account for you and your children so you can invest tax-free
- Redeem your UCount Reward Points into your PureSave Account, Notice Deposit, AutoShare Invest account, or Tax-free investment account
- First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
- Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan
*T&Cs apply
Protect and preserve your wealth
- Flexible Funeral Plan from R42 a month with up to R100 000* cover
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- Free Personal Accidental Death Cover worth R20 000
- Free simple and complex Will drafting valued at R535
- Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment
- Complimentary travel insurance when you pay for flights with your Mastercard
- Protect your car and home against loss or damage caused by theft, fire or storms with Standard Bank Car and Home Insurance
- Safeguard your dreams and aspirations with tailored solutions like life cover, critical illness protection, and income security
*T&Cs apply
A Prestige Evolve Account includes a linked credit facility, giving you access to funds for those inconvenient and unexpected expenses, while also rewarding you with lifestyle benefits and even more UCount Rewards.
Benefits
- UCount Rewards
Earn from three* times more Rewards Points and choose how you spend them; whether paying off your Term Loan, topping up your savings, or spoiling yourself at one of our Rewards Retailers.
- Lifestyle
Your Prestige Evolve Account gives you, and a guest of your choice, 6 complimentary* lounge visits to Standard Bank's Fluent Lounge at Lanseria Airport and any Domestic Bidvest Premier Lounge.
What it costs
A discounted monthly fee at R240 for having a Prestige Evolve Account and all transactional fees remain the same as the normal Prestige account.
*T&Cs apply
Choose from two different fee options:
- R250 monthly fee for bundled services
- Pay as you transact only
See 2026 pricing guide
See 2025 pricing guide
What you need to qualify:
- You must be 18 years or older
- Earn a minimum of R25 000 per month, or
- Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.
What you need to submit:
- Your South African ID (or passport if not a South African citizen)
- Recent payslip or confirmed contract of employment
- Proof of residence not older than 3 months
How to apply:
On the app:
- Download the Banking App and tap on the ‘Open an Account’ button
- Tap on ‘Explore products’ and scroll down to ‘Bank with us’
- Select the ‘Call me back’ on the Prestige Banking Account
- Enter your details on the form and tap ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application
On the website:
Complete the Call me back form
At the branch:
Visit your nearest branch and bring along the relevant documents
Tips and guidance
Get started
Get started
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