South Africa
Personal
Business
Wealth
PB_Personal loan hero banner
Give them a holiday they'll never forget

Need help?

Loans for individuals

Put your personal goals first, with the access to funds you need to start achieving them now.

Some of the benefits

Easy to get

Apply online to find out how much you qualify for

Fast access

Funds are paid straight into your bank account

Your terms

Choose to repay your loan at the pace you're comfortable with

Flexibility

Choose a term loan for fixed repayments, or get a personal loan to re-use what you've repaid

What are you looking for?
Revolving credit plan content tile
Personal loan

Give yourself the option of re-using funds once you’ve repaid 15%, or increase your loan amount later.

SB-505367250-Proportion1x1
Overdraft

As a credit facility on your bank account, your overdraft is always available when you run over budget.

SB-825203890-Proportion1x1
Term loan

Get the loan you’re looking for at the fixed monthly repayment amount and term you feel comfortable with.

SB-156793472-Proportion1x1
Student loan

Studying full- or part-time? Apply online for pre-approval to fund your education.

LEARN MORE ABOUT LOANS
loans
5 Types of Personal Laons
5 types of personal loans

A brief guide explaining the various types of personal loans available.

debt
Important Debt Management Tips
Important debt management tips

To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.

property
What are Pension-Backed Home Loans?
What are pension-backed housing loans

A pension-backed housing loan (as per the Pensions's Fund Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

Other tools and useful info
Terms & Conditions

Make sure you know exactly what the T&Cs are before you apply.

We also offer
Credit cards
Credit cards

Give yourself the convenience of instant access to money you’re not carrying as cash, with the extra features or benefits you’re looking for.

Savings and investment accounts
Savings and investment accounts

Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.