South Africa
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Loans for individuals
Put your personal goals first, with the access to funds you need to start achieving them now.
Some of the benefits
Easy to get
Apply online to find out how much you qualify for
Fast access
Funds are paid straight into your bank account
Your terms
Choose to repay your loan at the pace you're comfortable with
Flexibility
Choose a term loan for fixed repayments, or get a personal loan to re-use what you've repaid
What are you looking for?
Personal loan
Give yourself the option of re-using funds once you’ve repaid 15%, or increase your loan amount later.
Overdraft
As a credit facility on your bank account, your overdraft is always available when you run over budget.
Term loan
Get the loan you’re looking for at the fixed monthly repayment amount and term you feel comfortable with.
Student loan
Studying full- or part-time? Apply online for pre-approval to fund your education.
LEARN MORE ABOUT LOANS
loans
5 types of personal loans
A brief guide explaining the various types of personal loans available.
debt
Important debt management tips
To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.
property
What are pension-backed housing loans
A pension-backed housing loan (as per the Pensions's Fund Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
We also offer
Credit cards
Give yourself the convenience of instant access to money you’re not carrying as cash, with the extra features or benefits you’re looking for.
Savings and investment accounts
Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.