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Term loan

Get the loan you're looking for.

Need help?

Term loan

Get the loan you’re looking for at the fixed monthly repayment amount and term you feel most comfortable with.

Some of the Benefits

Fast access

Funds are paid straight into your bank account

Easy to get

Apply online to find out how much you qualify for

Your terms

Choose to repay your loan over 12 to 72 months

UCount Rewards

Increase your UCount Rewards tier if you’re a member

Key things to know about your loan

How it works 

  • You get a personalised interest rate
  • There are no early termination fees if you choose to pay off your loan sooner
  • Your rewards tier is increased as a UCount Rewards member
  • Your loan is insured, so whatever’s owed can be settled in the event of disability, dread disease or death

What you’ll need

  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip
  • Last 3 months’ bank statements, if you don't bank with us
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