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Use credit the right way
Financial Education-Credit Health hero banner V2

Credit health

Having a healthy credit score is essential if you want to borrow money to buy a house or a car, or to get a cellphone contract or open a clothing account.

Learn more about credit health
Back to basics Credit
Credit health
What is credit?
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How to get financially unstuck
Credit health
Credit report 101 A credit report helps to determine an individual's creditworthiness. Read more on good and bad credit, and what you need to avoid.
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Multiple personal loans at once
Credit health
Building credit - What you need to know Having a good credit record makes it more likely that a company will lend you money. It will also help you to get credit again in future (as long as you can afford it).
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Five Steps to improve your credit score
Credit health
How to improve your credit score Did you know? It’s possible to have your application for a transaction account rejected if your credit record is in bad shape. However, with a bit of time and patience, you can improve your credit record and have a healthy credit status.
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How does debt counselling work?
Credit health
Pros and cons of debt counselling Sometimes people borrow more money than they can afford to pay back, and then they find themselves in financial trouble. Debt counselling can help, but there are pros and cons to consider.
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