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Temporary resident banking Tabs

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Coming to live in South Africa or already in SA with a temporary residence status? Get full-service solutions foryour specific needs





Some of the benefits

Apply anywhere

Choose a Temporary Resident bank account and complete your application online in minutes

Send money home

Make international payments anytime with our Banking App or via Internet Banking

Save + invest

Reach your savings and investment goals with an account that gives you value for your money

Quick and easy

Get tailored interest rates when you apply for one of our Credit Cards or any type of loan and financing
Coming to SA

Are you planning to live in South Africa? Ensure you are bank-ready:

  • Choose a Temporary Resident bank account that suits your needs and apply online wherever you are
  • Once you’re in South Africa, you can apply for other banking products and services such as a Personal or Student Loan
  • Get special rates and a personal banker if you’re a graduate with a professional qualification
  • Get access to unlimited deals and retail discounts if you’re a student who is 24 years old or younger
  • Get a bank account for your children and teach them how to work with money
Already in SA

If you’re already living in South Africa and have a temporary residence permit, you can:

  • Apply online for a Temporary Resident bank account
  • Apply on our Banking App or Internet Banking for Savings and Investment accounts at the same price as South African citizens
  • Visit your nearest branch for tailored solutions if you need a credit card, home loan, personal loan, student loan or car financing
  • Make international payments to people or companies
  • Send and receive money in your preferred currency using Shyft
  • Use Instant Money to send money to anyone in South Africa using their SA cellphone number
  • Insure what matters to you, whether it’s your car, income, home contents and more
Not yet in SA

Apply for your Temporary Resident bank account online or at your nearest branch:

Applying online

  • Complete an online application in a few easy steps
  • You will receive an email confirming your application and informing you of the next steps
  • Your Temporary Resident bank account application is valid for 90 days
  • When you arrive in South Africa, simply visit your nearest branch – we already know who you are
  • Bring your passport, valid permit and proof of residence to confirm your identity
  • At the branch, complete your application and get your temporary resident bank card
  • Start banking like you would at home
Accepted Documents

We accept the following documents:

Permanent residents

  • South African  ID
  • Proof of residence

Temporary residents with a  South African  ID

  • South African  ID
  • Valid permit
  • Proof of residence

Diplomats

  • Passport with stamped entry visa
  • Proof of residence

Retired persons

  • Passport
  • Retired person’s permit
  • Proof of residence

Relatives

  • Passport
  • Relative’s permit (e.g. spousal permit)
  • Proof of residence

Students

  • Passport
  • Valid study permit
  • Proof of residence

Asylum seekers

  • Asylum seeker permit
  • Proof of residence

Refugees

  • Valid SA bar-coded Refugee ID
  • Proof of income
  • Proof of residence

Workers

  • Passport
  • Work permit or
  • Visitor’s visa with work conditions
  • Proof of income
  • Proof of residence
Additional Services

As a temporary resident, you get access to our value-added services:

International payments:

  • Make international payments on our Banking App or via Internet Banking
  • View the exchange rate and transaction costs upfront

Shyft Forex:

  • The Shyft Forex app provides you with a holistic foreign currency solution at the touch of a key
  • Buy and store multiple foreign currencies
  • Buy forex as and when it suits you

Instant Money:

  • Send Instant Money via Internet Banking, our Banking App or cellphone banking, our ATMs or retail partners
  • Give your recipients the choice of collecting their money at any one of our ATMs or retail partners

Virtual card

  • Create and top-up your virtual card via our Banking App
  • Make payments and purchases online without having to use your Credit or Debit Card details
  • Coming to SA
  • Already in SA
  • Not yet in SA
  • Accepted Documents
  • Additional Services

Are you planning to live in South Africa? Ensure you are bank-ready:

  • Choose a Temporary Resident bank account that suits your needs and apply online wherever you are
  • Once you’re in South Africa, you can apply for other banking products and services such as a Personal or Student Loan
  • Get special rates and a personal banker if you’re a graduate with a professional qualification
  • Get access to unlimited deals and retail discounts if you’re a student who is 24 years old or younger
  • Get a bank account for your children and teach them how to work with money

If you’re already living in South Africa and have a temporary residence permit, you can:

  • Apply online for a Temporary Resident bank account
  • Apply on our Banking App or Internet Banking for Savings and Investment accounts at the same price as South African citizens
  • Visit your nearest branch for tailored solutions if you need a credit card, home loan, personal loan, student loan or car financing
  • Make international payments to people or companies
  • Send and receive money in your preferred currency using Shyft
  • Use Instant Money to send money to anyone in South Africa using their SA cellphone number
  • Insure what matters to you, whether it’s your car, income, home contents and more

Apply for your Temporary Resident bank account online or at your nearest branch:

Applying online

  • Complete an online application in a few easy steps
  • You will receive an email confirming your application and informing you of the next steps
  • Your Temporary Resident bank account application is valid for 90 days
  • When you arrive in South Africa, simply visit your nearest branch – we already know who you are
  • Bring your passport, valid permit and proof of residence to confirm your identity
  • At the branch, complete your application and get your temporary resident bank card
  • Start banking like you would at home

We accept the following documents:

Permanent residents

  • South African  ID
  • Proof of residence

Temporary residents with a  South African  ID

  • South African  ID
  • Valid permit
  • Proof of residence

Diplomats

  • Passport with stamped entry visa
  • Proof of residence

Retired persons

  • Passport
  • Retired person’s permit
  • Proof of residence

Relatives

  • Passport
  • Relative’s permit (e.g. spousal permit)
  • Proof of residence

Students

  • Passport
  • Valid study permit
  • Proof of residence

Asylum seekers

  • Asylum seeker permit
  • Proof of residence

Refugees

  • Valid SA bar-coded Refugee ID
  • Proof of income
  • Proof of residence

Workers

  • Passport
  • Work permit or
  • Visitor’s visa with work conditions
  • Proof of income
  • Proof of residence

As a temporary resident, you get access to our value-added services:

International payments:

  • Make international payments on our Banking App or via Internet Banking
  • View the exchange rate and transaction costs upfront

Shyft Forex:

  • The Shyft Forex app provides you with a holistic foreign currency solution at the touch of a key
  • Buy and store multiple foreign currencies
  • Buy forex as and when it suits you

Instant Money:

  • Send Instant Money via Internet Banking, our Banking App or cellphone banking, our ATMs or retail partners
  • Give your recipients the choice of collecting their money at any one of our ATMs or retail partners

Virtual card

  • Create and top-up your virtual card via our Banking App
  • Make payments and purchases online without having to use your Credit or Debit Card details