Switch your bond in 6 steps
Apply for a new home loan with us and we’ll provide a personalised interest rate and also save you time by getting you online insurance quotes for your home and home contents. Let us know when you’re ready to switch.
What you can get with us
Personalised rates
Get a personalised interest rate
Interest rate reduction
Move your transactional account with your bond and pay prime minus 0.25%
Trusted expertise
Benefit from leading industry experts and the backing of the largest bank in Africa
Bond management
Access all your documents, account details and payments in one place with our digital banking channels
How to switch
- Apply to switch your bond: ·
- As an individual
- Jointly with spouse or partner
- As a trust or business
- Cancel your existing bond
If you're happy with our offer, give your bank 90 days' notice of cancellation.
- Check your insurance
Cancelling your existing bond may cancel your insurance with the bank. If this happens, you'll need new building cover for your new home loan period.
How to apply
- You can: ·
- Send a call me back
- Call 0860 500 000 between 8am and 5pm during the week
- You will need: ·
- A South African ID*
- Your latest payslip/s*
- A list of monthly expenses*
- Your property details
*If you’re applying jointly, you’ll need the documents from all parties./li>
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How to switch
-
How to apply
- Apply to switch your bond: ·
- As an individual
- Jointly with spouse or partner
- As a trust or business
- Cancel your existing bond
If you're happy with our offer, give your bank 90 days' notice of cancellation.
- Check your insurance
Cancelling your existing bond may cancel your insurance with the bank. If this happens, you'll need new building cover for your new home loan period.
- You can: ·
- Send a call me back
- Call 0860 500 000 between 8am and 5pm during the week
- You will need: ·
- A South African ID*
- Your latest payslip/s*
- A list of monthly expenses*
- Your property details
*If you’re applying jointly, you’ll need the documents from all parties./li>
Tips and guidance
Homebuyers
Homeowners
We also offer
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Home contents insurance
How much do you value the contents of your home?
A burglary, fire or storm could take it all away.
Let us help you protect all your hard work with the right cover that suits your needs.