South Africa
Sign in
Extend your home loan hero banner
Re-advance, or re-register

Home loan extensions

Access funds for home improvements or personal use through a re-advance on your bond, or by registering an additional bond on your property.

Some of the benefits

Re-advance

Borrow all or part of your home loan amount again, without registering another bond

Additional bond

Register a new bond on your property to access the funds you need

Key things to know about extending your home loan

How it works

  • A re-advance lets you borrow the full amount or a portion of your original home loan, or access funds you’ve registered for future use
  • With an additional bond, you register a new bond to access the funds you need
  • If you’re applying for funds to make additions or extensions to your property, you may be asked for approved building plans and detailed quotations
  • Any extensions or additions must meet our conditions and comply with National Homebuilders Registration Council regulations

What it costs

  • Bond registration costs apply to additional bonds only

How to get it

  • Call us on 0860 500 000 between 8am and 5pm during the week
  • Speak to us at your  nearest branch

What you’ll need

  • A bond with us
Learn more about Property
property
What are Pension-Backed Home Loans?
What are pension-backed housing loans?

A pension-backed housing loan (as per the Pensions's Fund Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

home loans
Access Bond: Make Your Home Loan Work
Access bond: Make your home loan work

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover those surprise expenses.

home loans
Buying an Investment Property
Buying an investment property

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

property
Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be little scary. Make sure your joy is not overshadowed by concerns about debt with these home buying tips.

We also offer
PER Insurance Building Insurance Product Detail
Building insurance

Get cover for structural damage caused by fire, storms, theft or burst geysers.

PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

PER Insurance Household Contents Insurance Product Details
Home contents insurance

It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won’t take as long the second-time round.