Digital finance tools
Having the right insights can make all the difference in how you manage your financial journey.
Whether you’re working towards financial goals, trying to stay organised, or simply wanting more clarity on where your money goes, our digital finance tools give you the insight and confidence you need to take control.
Tool 1: Future Payments
Have you ever reached the end of the month and wondered, “Where did all my money go?”, or felt that moment of uncertainty when trying to predict what expenses are coming next? The Future Payments add-on was built exactly for those moments.
By learning from your past spending patterns, this smart tool gives you a clear picture of what lies ahead: showing your estimated payments and expected spending for the next 14 to 30 days.
With this tool, you can:
- Anticipate what expenses are coming
- Stay in control of your cashflow
- Make financial decisions with confidence instead of guesswork
Adding this feature on your Banking App is easy. Simply follow the steps on our Help Guide.
Tool 2: Budget Manager
Budgeting is overwhelming for most people, especially since it requires admin work. That’s where our Budget Manager add-on comes in. By learning from your past spending habits, it helps you create a pre-populated budget that fits your lifestyle.
With this tool, you can:
- Track your spending
- See how much you have saved within a selected period
- Track your income
- Set savings goals
- Set budget amounts for each category
Budget Manager add-on
Tool 3: Money Movements
Your financial story is happening every day, even when you’re not paying attention: from money in to money out, patterns quietly form in the background.
The Money Movements add-on helps bring your financial story to life. Each month, it gathers your earnings and expenses and organises them into meaningful categories, so you can see not just what you spent, but how you spend.
With this tool, you can:
- View your income
- See the places you’ve spent at and how much
- Get a clearer picture of your financial habits
- Understand your financial month, one insight at a time
- Get your categorised insights today by adding this feature on your Banking App
Tool 4: My360
The My360 add-on gives a complete view of your financial world. From your home and cars to pensions, investments, and even art collections, this feature brings every part of your financial life together in a single, easy-to-read dashboard.
With this tool, you can:
- Track the progress of your investment goals
- Monitor detailed information about your assets
- Monitor your liabilities
- Get a detailed portfolio view from over 20 000 local and global financial services providers
- Plan your future with confidence by adding My360 on your app
Tool 5: Save & Invest
Imagine turning your financial goals into reality step by step, right from your phone. With the Save & Invest add-on, you can set clear goals, invest in funds that match your risk profile and timeline, and watch your money grow over time.
With this tool, you can:
- Set goals for your money
- Choose the amount you want to invest and for how long
- Select the product you want to invest in
- View the estimated outcome of your investment
- See how close you are to achieving the future you’ve imagined by adding this feature on your app
Managing your money doesn’t have to be overwhelming. With the full suite of add-ons on our Banking App, you have everything you need to take control of your financial journey.
Disclaimer: This article is for information purposes only and does not constitute financial, tax or investment advice. Readers are strongly encouraged to seek financial or legal advice before making any decisions based on the content.
Standard Bank, its subsidiaries or holding company, any subsidiary of the holding company and all of its subsidiaries, make no warranties or representations (implied or expressed) as to the accuracy, completeness, or suitability of the content of this article. The use of the article and any reliance on the content is at the reader’s risk.
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