Bank better with our digital finance tools: Part 1
Managing your money shouldn’t feel complicated, and with the right tools, it doesn’t have to be. Our Banking App is designed to help you do more than just move money around; it helps you understand your financial behaviour, build healthier money habits, and make smarter decisions every day.
Whether you’re working toward financial goals, trying to stay organised, or simply wanting more clarity on where your money goes, our digital finance tools give you the insight and confidence you need to take control.
Tool 1: Credit Score
Your credit score is a key part of your financial life. It affects what loans you qualify for and the interest rates you receive. But instead of guessing where you stand, our Credit Score add-on gives you useful insights so you can make confident decisions.
With this Banking App feature, you can:
- Get monthly updates on your credit score without affecting your credit record
- Track how your score has changed over the past three months
- See how you compare to others in your age group
- Receive practical tips to help improve your score
All information is provided by Experian, and you can find their contact details on the app should you have any further questions about your credit score.
Ready to improve your credit score? Our Help Centre guide will show you how to add this feature on your
Tip: Use our checklist to build a solid credit score.
Tool 2: Future Payments
Have you ever reached the end of the month and wondered, “Where did all my money go?”, or felt that moment of uncertainty when trying to predict what expenses are coming next? The Future Payments add-on was built exactly for those moments.
By learning from your past spending patterns, this smart tool gives you a clear picture of what lies ahead: showing your estimated payments and expected spending for the next 14 to 30 days.
With this Banking App feature, you can:
- Anticipate what expenses are coming
- Stay in control of your cashflow
- Make financial decisions with confidence instead of guesswork
Adding this feature on your Banking App is easy. Simply follow the steps on our Help Guide.
Tool 3: Money Movements
Your financial story is happening every day, even when you’re not paying attention: from money in to money out, patterns quietly form in the background.
The Money Movements add-on helps bring your financial story to life. Each month, it gathers your earnings and expenses and organises them into meaningful categories, so you can see not just what you spent, but how you spend.
With this Banking App feature, you can:
- View your income
- See the places you’ve spent at and how much
- Get a clearer picture of your financial habits
- Understand your financial month, one insight at a time
Get your categorised insights today by adding this feature on your Banking App.
Your financial journey is unique, and our tools are here to guide you, one informed decision at a time. Go to part 2 to explore more of the app’s features.
Disclaimer: This article is for information purposes only and does not constitute financial, tax or investment advice. Readers are strongly encouraged to seek financial or legal advice before making any decisions based on the content.
Standard Bank, its subsidiaries or holding company, any subsidiary of the holding company and all of its subsidiaries, make no warranties or representations (implied or expressed) as to the accuracy, completeness, or suitability of the content of this article. The use of the article and any reliance on the content is at the reader’s risk.
Stay on top of your finances
Learn how to manage your debt and stay on top of your credit score.
Related articles and media
