Consolidator Banking Account
A bank account for seniors over 55, offering ease, simplicity, and exclusive perks. Visit your nearest branch and open an account in just a few simple steps.
R
49
Monthly fee
Yes
Income required
Some of the benefits
Free Will drafting
Secure your estate with free Will drafting and reviews
Extra interest
Get an additional 0.5% interest on Fixed Deposit investments for balances below R 100 000
Easy access to cash
Get two free branch cash withdrawals and free till point withdrawals at participating retailers
Travel perks
Free travel insurance when you pay for tickets with your bank card
What you get
- Unlimited card swipes at no extra cost
- Monthly statements via email
- Monitor your account with notifications of transactions via MyUpdates
- Personalised insurance rates
- Unlimited electronic debit transactions and balance enquiries
- Simple and safe digital banking options on our Banking App and Online Banking
- Buy airtime, data or electricity on your phone, online or at your nearest ATM
- Use Instant Money™ to send cash using your phone or ATMs, or at various retailers
Personal transaction accounts T&Cs
General T&Cs
Standard Bank Connect T&Cs
Card features
- Secure Chip and PIN enabled card
- Global use of bank card at Mastercard or Visa ATM networks
- Access to Mastercard or Visa offers, and 24/7 emergency services contact centres
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
What it costs
- From R 49 per month for a bundled fee
- Pay as you transact
- Rebate pricing, keep a minimum daily balance to get a refund of your monthly fee
See 2026 pricing guide
See 2025 pricing guide
How to get it
What you’ll need
- Income of R 8 000 a month
- Or a savings or investment account balance of at least R 5 000
- Your South African ID (or passport and residence permit if not an SA citizen)*
- Proof of residence not older than 3 months
*You must be over 55
-
What you get
-
Card features
-
What it costs
-
How to get it
- Unlimited card swipes at no extra cost
- Monthly statements via email
- Monitor your account with notifications of transactions via MyUpdates
- Personalised insurance rates
- Unlimited electronic debit transactions and balance enquiries
- Simple and safe digital banking options on our Banking App and Online Banking
- Buy airtime, data or electricity on your phone, online or at your nearest ATM
- Use Instant Money™ to send cash using your phone or ATMs, or at various retailers
Personal transaction accounts T&Cs
General T&Cs
Standard Bank Connect T&Cs
- Secure Chip and PIN enabled card
- Global use of bank card at Mastercard or Visa ATM networks
- Access to Mastercard or Visa offers, and 24/7 emergency services contact centres
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
- From R 49 per month for a bundled fee
- Pay as you transact
- Rebate pricing, keep a minimum daily balance to get a refund of your monthly fee
See 2026 pricing guide
See 2025 pricing guide
What you’ll need
- Income of R 8 000 a month
- Or a savings or investment account balance of at least R 5 000
- Your South African ID (or passport and residence permit if not an SA citizen)*
- Proof of residence not older than 3 months
*You must be over 55
Tips and guidance
Get started
Get started
Learn how to manage your new account and card.
Use your card
Use your card
View your PIN and change your card limits.
Keep your card safe
Keep your card safe
Change your PIN and protect yourself from scams.
Register now to benefit from paying with your Credit, Cheque or Debit card.
We also offer
Fixed Deposit investment account
Why leave your hard-earned money vulnerable to inflation or low returns? Our Fixed Deposit account turns your savings into a smart investment, offering guaranteed interest over a period that suits your needs.
Travel insurance
We’ve got your journey covered
Get complimentary Travel Insurance when you book flights using your qualifying Standard Bank Credit Card.Need help?