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Consolidator account

PB_Consolidator account product detail

Make banking a simple pleasure with special rates and benefits for over-55s.

Some of the benefits

Overdraft

Change your overdraft limit on your phone, online or at any AutoPlus ATM

Extra interest

Preferential rates on notice and fixed deposit investment accounts

Insurance

Switch your personal insurance to us for discounted premiums

Travel perks

Get a free TravelWallet card, and free forex delivery in major metros
What you get
  • Annual Gold credit card fee included
  • Extra 0.5% interest on fixed deposit investments of 12 months or more
  • Link your card for free online, cellphonetelephone and mobile app banking 
  • Buy airtime, data or electricity on your phone, online or at your nearest ATM
  • InstantMoney™ to send cash using your phone or ATMs, or at various retailers
  • Free automatic travel insurance when you pay for tickets by card
  • Wills drafted and reviewed at no cost
  • Unlimited swipes and cash withdrawals at till-points
  • Unlimited electronic debit transactions and balance enquiries
  • Monthly statements via email
  • Notifications on transactions via MyUpdates
  • Get your monthly account fees back in Standard Bank Mobile airtime*

    *T&Cs apply

Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs

Card features
  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App
    *T&Cs apply

 

What it costs

Choose from three different fee options.

  • R 49 monthly fee for bundled services
  • Pay as you transact
  • Rebate pricing option

See 2020 pricing guide

 

 

How to get it

What you’ll need

  • Income of R 8 000 a month
  • Or a savings or investment account balance of at least R 5 000
  • Your South African ID (or passport and residence permit if not an SA citizen)*
  • Proof of residence not older than 3 months

*You must be over 55

  • What you get
  • Card features
  • What it costs
  • How to get it
  • Annual Gold credit card fee included
  • Extra 0.5% interest on fixed deposit investments of 12 months or more
  • Link your card for free online, cellphonetelephone and mobile app banking 
  • Buy airtime, data or electricity on your phone, online or at your nearest ATM
  • InstantMoney™ to send cash using your phone or ATMs, or at various retailers
  • Free automatic travel insurance when you pay for tickets by card
  • Wills drafted and reviewed at no cost
  • Unlimited swipes and cash withdrawals at till-points
  • Unlimited electronic debit transactions and balance enquiries
  • Monthly statements via email
  • Notifications on transactions via MyUpdates
  • Get your monthly account fees back in Standard Bank Mobile airtime*

    *T&Cs apply

Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs

  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App
    *T&Cs apply

 

Choose from three different fee options.

  • R 49 monthly fee for bundled services
  • Pay as you transact
  • Rebate pricing option

See 2020 pricing guide

 

 

What you’ll need

  • Income of R 8 000 a month
  • Or a savings or investment account balance of at least R 5 000
  • Your South African ID (or passport and residence permit if not an SA citizen)*
  • Proof of residence not older than 3 months

*You must be over 55

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit, cheque or debit card gives you various payment options.

Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

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