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Fixed Deposit investment account

Savings and investments Fixed deposit

Open an investment account where you can choose your investment period, make a single deposit, and see your money grow at a fixed rate. T&Cs apply

Fixed Deposit interest rates

See how much interest you can earn depending on your account balance.

See interest rates

Some of the benefits

Top rates

Invest for a longer period to enjoy higher interest rates

Fixed interest

Make a once-off deposit and watch your money grow at a fixed rate

Flexible term

Achieve your financial goals by saving from one month up to five years

UCount Rewards

Get UCount Tiering Points when you choose a term of 3 months or more
What you get
  • Interest rate based on your account balance and investment period
  • Interest and savings can be transferred to any other account at the end of the period
  • Over 55s with a balance below R100 000 get an extra 0.5% annually
  • Link your bank card for access in-app, online, at ATMs or on your phone
  • Interest calculated daily and paid monthly, quarterly, annually or at period end
  • Capital is guaranteed


Fixed Deposit term and conditions
General terms and conditions

What it costs
  • No monthly fees
  • Cash deposit fees apply
  • R500 minimum early withdrawal fee

See 2024  pricing guide
 

How to get it

If you’re an existing Standard Bank customer:

Apply via Internet Banking:

  • Sign into your Internet Banking profile
  • Navigate to the Save & Invest tab and click on the browse button
  • Scroll down until you see the Fixed Deposit Investment  tile
  • Click on Get Account and complete the steps

Apply on our Banking App:

  • Sign into the app
  • Tap on the More tile
  • Select Open a new account
  • Tap on Savings and Investment
  • Scroll down until you see the Fixed Deposit Investment  tile and tap on it


If you don’t bank with us:

Complete our Call Me Back form:

  • Click on the 'Open Now' button at the top of the page
  • Fill in your details
  • Click ‘Submit’ and one of our consultants will be in touch


What you’ll need to apply at a branch:

  • Be 16 years or older
  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

  • What you get
  • What it costs
  • How to get it
  • Interest rate based on your account balance and investment period
  • Interest and savings can be transferred to any other account at the end of the period
  • Over 55s with a balance below R100 000 get an extra 0.5% annually
  • Link your bank card for access in-app, online, at ATMs or on your phone
  • Interest calculated daily and paid monthly, quarterly, annually or at period end
  • Capital is guaranteed


Fixed Deposit term and conditions
General terms and conditions

  • No monthly fees
  • Cash deposit fees apply
  • R500 minimum early withdrawal fee

See 2024  pricing guide
 

If you’re an existing Standard Bank customer:

Apply via Internet Banking:

  • Sign into your Internet Banking profile
  • Navigate to the Save & Invest tab and click on the browse button
  • Scroll down until you see the Fixed Deposit Investment  tile
  • Click on Get Account and complete the steps

Apply on our Banking App:

  • Sign into the app
  • Tap on the More tile
  • Select Open a new account
  • Tap on Savings and Investment
  • Scroll down until you see the Fixed Deposit Investment  tile and tap on it


If you don’t bank with us:

Complete our Call Me Back form:

  • Click on the 'Open Now' button at the top of the page
  • Fill in your details
  • Click ‘Submit’ and one of our consultants will be in touch


What you’ll need to apply at a branch:

  • Be 16 years or older
  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

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Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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