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Fixed Deposit investment account

Savings and investments Fixed deposit

Set your investment period, make a single deposit, and see your money grow at a fixed rate.

Some of the benefits

Top rates

Get higher interest rates the longer you stay invested

Fixed interest

Make a once-off deposit and watch your money grow at a fixed rate

Short or long

Achieve your goals by saving from one month up to five years

UCount Rewards

Get UCount Tiering points with a term of at least 3 months or more
Fixed Deposit interest rates

View interest earned per account balance band

What you get
  • Interest rate based on your account balance and investment period
  • Interest and savings can be transferred to any other account at the end of the period
  • Link your bank card for access in-app, online, at ATMs or on your phone
  • Over 55s with a balance below R 100 000 get an extra 0.5% annually for periods over 12 months
  • Interest calculated daily and paid monthly, quarterly, annually or at period end
  • Capital guaranteed

See fixed Deposit T&Cs
See general T&Cs

What it costs
  • No monthly fees
  • Cash deposit fee applies
  • R 403.51 minimum early withdrawal fee

See 2019 pricing guide

How to get it

What you’ll need

  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

  • What you get
  • What it costs
  • How to get it
  • Interest rate based on your account balance and investment period
  • Interest and savings can be transferred to any other account at the end of the period
  • Link your bank card for access in-app, online, at ATMs or on your phone
  • Over 55s with a balance below R 100 000 get an extra 0.5% annually for periods over 12 months
  • Interest calculated daily and paid monthly, quarterly, annually or at period end
  • Capital guaranteed

See fixed Deposit T&Cs
See general T&Cs

  • No monthly fees
  • Cash deposit fee applies
  • R 403.51 minimum early withdrawal fee

See 2019 pricing guide

What you’ll need

  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*If you’re a minor, you’ll need the consent of your parent or guardian

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Register now to benefit from paying with your credit, cheque or debit card

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards points on all your qualifying purchases.

3

Rewards points in four easy ways. Improve your tier and qualify for more points.

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