South Africa
Personal
Business
Wealth

MyMo Plus

PB_Switch MyMo account product detail

Get a bundle of transactions and services at a fixed monthly fee with MyMo Plus – giving you the most value as you hustle day-to-day.

You can also upgrade to the ACHIEVA™ offering which includes a MyMo Plus Account, free accidental death cover, free Will drafting, and a Gold Credit Card.

Some of the benefits

Bank For Less

Enjoy free cash withdrawals of up to
R3 000 at any ATM* as well as free prepaid purchases on all our channels

Unlimited benefits

Enjoy free unlimited card swipes, debit orders, electronic transactions and inter-account transfers

Free Will Drafting

Get an expert to help advise on estate planning and the drafting of your Will with a Mymo Plus Account

Free Accidental Death Cover

Get R10 000 accidental death cover with a Mymo Plus Account
What you get

MyMo Plus

  •  Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
  • Personalised Gold Card
  • Shop online with a Virtual Card on our app, even before you fetch your cheque card
  • Free prepaid purchases on all our channels
  • Free electronic transactions
  • Free in app notifications on transactions via MyUpdates
  • Free proof of payment notifications sent by SMS or email
  • Up to 3 MyMo accounts per customer

Included in ACHIEVATM  offering:

  • MyMo Plus transactional account
  • Gold Credit Card for R63 per month
  • R10 000 accidental death cover
  • Will drafting and dedicated estate planning advice
  • Access to our money management tools

Insure & Invest

  • R10 000 accidental death cover which will pay out to your family in the event of death
  • Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
  • Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools

Rewards


Connect

  • Standard Bank Mobile SIM at R45 per month and receive:
    • The value of your monthly bundle fee of R115 back in airtime
    • 1MB for every R20 spent on your qualifying card
    • Monthly data rewards based on your UCount Rewards Tier Level


Gold Credit Card

  • Get your first home
  •  Get a home loan grant of up to 105% when you apply for a Home Loan
  • Access our home services marketplace LookSee for all your home maintenance and improvement needs


Finance your vehicle

  •  Up to 84 months payment term on your vehicle finance
  • Balloon payment offered to help reduce your instalment
  • Discounts on takeover deals
     

MyMo Plus Plus R10 000 Competition
MyMo Plus - Win a R250 Voucher
ACHIEVATM terms and conditions
Free Will Drafting terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions


 

Card features
  • A gold  card with a secure chip and PIN
  • Free unlimited swipes
  • Your name and card number embossed on your card
  • Activate or disable till point, ATM and online card functionality via our app
  • Tap to Pay functionality for fast and efficient payments at participating retailers
What you can do
  • Bank on the app for free
  • Transact and manage your bank account 24/7
  • Get your statements via e-mail and view them online at anytime
  • Buy airtime, data and electricity anytime using the app, online or at an ATM
  • Send money to anyone with Instant Money using the app, online or at an ATM
  • Link your MyMo Plus Account with SnapScan to make payments using your cellphone
What it costs

MyMo Plus Cost

  • A monthly fee of R115  for various free benefits
  • Pay as you transact rates apply after using your free benefits for the month


Gold Credit Card Cost

  • R63 monthly fee
  • R180 initiation fee

See 2024 pricing guide
 

 

To open a MyMo Account, you need to:

  • Be 16 years or older
  • Be a South African citizen
  • Have a South African ID*
  • Be living in South Africa
  • Download the app or apply online**

*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.

**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.

To get ACHIEVATM, you need to:

  • Be 18 years or older
  • Be a South African citizen
  • Have a South African ID*or a passport
  • Be living in South Africa
  • Be employed and earn a minimum income of R8 000 per month.

Open the account on the Standard Bank App in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan your ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your gold card is ready for collection at your preferred branch

Apply for  ACHIEVATM on the Standard Bank website:

  • Click on Get Achieva
  • Provide the required details
  • A consultant will call you back to assist

 

Open the account on the Standard Bank website in a few easy steps:

  • Click on Get MyMo Plus
  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered
  • What you get
  • Card features
  • What you can do

MyMo Plus

  •  Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
  • Personalised Gold Card
  • Shop online with a Virtual Card on our app, even before you fetch your cheque card
  • Free prepaid purchases on all our channels
  • Free electronic transactions
  • Free in app notifications on transactions via MyUpdates
  • Free proof of payment notifications sent by SMS or email
  • Up to 3 MyMo accounts per customer

Included in ACHIEVATM  offering:

  • MyMo Plus transactional account
  • Gold Credit Card for R63 per month
  • R10 000 accidental death cover
  • Will drafting and dedicated estate planning advice
  • Access to our money management tools

Insure & Invest

  • R10 000 accidental death cover which will pay out to your family in the event of death
  • Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
  • Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools

Rewards


Connect

  • Standard Bank Mobile SIM at R45 per month and receive:
    • The value of your monthly bundle fee of R115 back in airtime
    • 1MB for every R20 spent on your qualifying card
    • Monthly data rewards based on your UCount Rewards Tier Level


Gold Credit Card

  • Get your first home
  •  Get a home loan grant of up to 105% when you apply for a Home Loan
  • Access our home services marketplace LookSee for all your home maintenance and improvement needs


Finance your vehicle

  •  Up to 84 months payment term on your vehicle finance
  • Balloon payment offered to help reduce your instalment
  • Discounts on takeover deals
     

MyMo Plus Plus R10 000 Competition
MyMo Plus - Win a R250 Voucher
ACHIEVATM terms and conditions
Free Will Drafting terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions


 

  • A gold  card with a secure chip and PIN
  • Free unlimited swipes
  • Your name and card number embossed on your card
  • Activate or disable till point, ATM and online card functionality via our app
  • Tap to Pay functionality for fast and efficient payments at participating retailers
  • Bank on the app for free
  • Transact and manage your bank account 24/7
  • Get your statements via e-mail and view them online at anytime
  • Buy airtime, data and electricity anytime using the app, online or at an ATM
  • Send money to anyone with Instant Money using the app, online or at an ATM
  • Link your MyMo Plus Account with SnapScan to make payments using your cellphone

MyMo Plus Cost

  • A monthly fee of R115  for various free benefits
  • Pay as you transact rates apply after using your free benefits for the month


Gold Credit Card Cost

  • R63 monthly fee
  • R180 initiation fee

See 2024 pricing guide
 

 

To open a MyMo Account, you need to:

  • Be 16 years or older
  • Be a South African citizen
  • Have a South African ID*
  • Be living in South Africa
  • Download the app or apply online**

*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.

**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.

To get ACHIEVATM, you need to:

  • Be 18 years or older
  • Be a South African citizen
  • Have a South African ID*or a passport
  • Be living in South Africa
  • Be employed and earn a minimum income of R8 000 per month.

Open the account on the Standard Bank App in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan your ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your gold card is ready for collection at your preferred branch

Apply for  ACHIEVATM on the Standard Bank website:

  • Click on Get Achieva
  • Provide the required details
  • A consultant will call you back to assist

 

Open the account on the Standard Bank website in a few easy steps:

  • Click on Get MyMo Plus
  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered
View the MyMo 2024 Pricing Guide

See why a growing number of customers are choosing to bank the affordable way with MyMo.

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Are you a first-time homebuyer?

You could get a home loan of up to 105% if the purchase price is R1.8 million or less. This means you don’t require a deposit, and the extra 5% can be used towards your transfer and bond registration costs.

*Risk profile dependent. T&Cs apply.

MyMo Plus standard associated fees
Monthly bundle fee: R115.
Fees on the Banking App are the same as on Internet Banking.
Cash deposit fees are free up to R3 000 and thereafter R1.40 per R100.

Cash withdrawal fees
Cash withdrawal fees to the following: Cash withdrawals are free up to R3000 at Standard bank ATM’s thereafter R2.40 Per R100.

Payment fees
Debit orders, electronic payments and inter-account transfers are free.
POS Purchase and POS Cashback are free.
E-mail payment confirmations and MyUpdates are free.

Prepaid purchase fees
Prepaid airtime and electricity are free.
 

We also offer
Flexifuneral mymo cross sel
Flexible funeral cover

Those who are interested in Mymo usually find value in our Flexible Funeral cover.

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Offshore bank accounts

Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.

PB_CreditCardLanding_CrossSell
Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.