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MyMo Account - Bank for less

PB_Switch MyMo account product detail

Imagine being able to have the world of banking at the tip of your fingers and only paying for the transactions that you make. For affordable banking, open a MyMo bank account.

Some of the benefits

Bank immediately

Start banking on the app as soon as you've opened your account

Bank for less

Pay lower fees for your daily banking

Skip the queues

Do your banking on the go using our Banking App or Internet Banking

Pay less for data

Get R50* airtime or 250MB* data monthly on your Standard Bank Mobile SIM and only pay R5

Bank immediately

Start banking on the app as soon as you've opened your account

Bank for less

Pay lower fees for your daily banking

Skip the queues

Do your banking on the go using our Banking App or Internet Banking

Pay less for data

Get R50* airtime or 250MB* data monthly on your Standard Bank Mobile SIM and only pay R5
What you get
  • Flexible fees to meet your everyday needs, paying only for what you use
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • Transact immediately when you open this account on the app
  • Shop online with a Virtual Card on our app, even before you fetch your gold card
  • Access to exclusive deals at over 80 retailers nationwide through Varsity Vibe. This offer is redeemable to customers aged 16 – 25


NYE  IN CPT 24 Competition terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions

Card features
  • A gold card with a chip - so you can shop securely
  • Free unlimited swipes
  • Tap to Pay functionality for fast, efficient payment at selected retailers
What you can do
  • Pay zero data when you bank on the app
  • Transact and manage your account 24/7
  • Get your statements via e-mail and view them online anytime
  • Buy airtime, data and electricity using the app, online or at ATMs
  • Send money to anyone with Instant Money using the app, online or at ATMs
  • Use your cellphone to make payments with SnapScan
What it costs
  • R6.95 monthly fee
  • Pay only for what you use.

See 2024 pricing guide
 

 

How to get it
 

To open a MyMo Account, you need to:

  • Be 16 years or older
  • Be a South African citizen
  • Have a South African ID*
  • Be living in South Africa
  • Download the app or apply online**

*If you are under 18 years and don’t have an ID, you will need to apply in-branch with a parent/ guardian using your original birth certificate and a certified copy of your parent’s/guardian’s ID.

**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.

Open the account on the Standard Bank App in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan your ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your gold card is ready for collection at your preferred branch
 

Open the account on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered

 

 

 

 

 

  • What you get
  • Card features
  • What you can do
  • What it costs
  • How to get it
  • Flexible fees to meet your everyday needs, paying only for what you use
  • Reduced rates when you withdraw cash at any ATM or selected retailers
  • Transact immediately when you open this account on the app
  • Shop online with a Virtual Card on our app, even before you fetch your gold card
  • Access to exclusive deals at over 80 retailers nationwide through Varsity Vibe. This offer is redeemable to customers aged 16 – 25


NYE  IN CPT 24 Competition terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions

  • A gold card with a chip - so you can shop securely
  • Free unlimited swipes
  • Tap to Pay functionality for fast, efficient payment at selected retailers
  • Pay zero data when you bank on the app
  • Transact and manage your account 24/7
  • Get your statements via e-mail and view them online anytime
  • Buy airtime, data and electricity using the app, online or at ATMs
  • Send money to anyone with Instant Money using the app, online or at ATMs
  • Use your cellphone to make payments with SnapScan
  • R6.95 monthly fee
  • Pay only for what you use.

See 2024 pricing guide
 

 

 

To open a MyMo Account, you need to:

  • Be 16 years or older
  • Be a South African citizen
  • Have a South African ID*
  • Be living in South Africa
  • Download the app or apply online**

*If you are under 18 years and don’t have an ID, you will need to apply in-branch with a parent/ guardian using your original birth certificate and a certified copy of your parent’s/guardian’s ID.

**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.

Open the account on the Standard Bank App in a few easy steps:

  • Download the app
  • Provide the required details
  • Scan your ID smartcard/book
  • Take a selfie
  • Create your password
  • Now you can start banking
  • You’ll receive an SMS when your gold card is ready for collection at your preferred branch
 

Open the account on the Standard Bank website in a few easy steps:

  • Click on apply now
  • Provide the required details
  • Create your password
  • Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
  • Now you can start banking anywhere, anytime

Order a Standard Bank Mobile SIM card to get free data and airtime:

  • Open the email containing your MyMo account number
  • Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
  • Provide the required details on the Standard Bank Mobile website
  • The SIM card will be delivered to you within two days
  • Remember to have your ID with you when the SIM card is delivered

 

 

 

 

 

View the MyMo 2024 Pricing Guide

See why a growing number of customers are choosing to bank the affordable way with MyMo

MyMo China Africa 2
Get access to the latest Varsity Vibe deals

Stretch your money with perks from some of SA’s leading retailers with your free premium Varsity Vibe membership. Simply open your MyMo Account today.

This offer is redeemable to customers aged 16 – 25.

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

MyMo Standard Associated Fees:
Monthly administration fee: R6.95
Cash withdrawal, payment, payment confirmation, purchase, information, transaction history, cheque, penalty and other fees apply. See our pricing guide for more information.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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