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Term loan

Term loan product detail banner

Get the loan you’re looking for at the fixed monthly repayment amount and term you feel comfortable with.

Some of the Benefits

Fast access

Funds are paid straight into your bank account

Easy to get

Apply online to find out how much you qualify for

Your terms

Choose to repay your loan over 12 to 72 months

UCount Rewards

Increase your UCount Rewards tier if you’re a member
How it works
  • You get a personalised interest rate
  • There are no early termination fees if you choose to pay off your loan sooner
  • Your rewards tier is increased as a UCount Rewards member
  • Your loan is insured, so whatever’s owed can be settled in the event of disability, dread disease or death
What you need
  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip
  • Last 3 months’ bank statements, if you don't bank with us
  • How it works
  • What you need
  • You get a personalised interest rate
  • There are no early termination fees if you choose to pay off your loan sooner
  • Your rewards tier is increased as a UCount Rewards member
  • Your loan is insured, so whatever’s owed can be settled in the event of disability, dread disease or death
  • SA ID number
  • Proof of residence not older than 3 months
  • 1 month's payslip
  • Last 3 months’ bank statements, if you don't bank with us
Managing your finances
Managing your loans
Managing your loans

The best way to stay on top of your debt is to keep it simple. Try these four tips for better debt management.

Managing your credit
Managing your credit

Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing

Managing your bond arrears
Managing your bond arrears

Missing the payments on your bond can quickly result in losing your home. We can relieve your financial stress by helping you settle your bond through an early sale.

What we can do for you
What we can do for you

Instead of recommending generic solutions that may or may not be right for you, we prefer to understand your unique situation. Some of the solutions offered through our Debt Care Centre include:

Managing your loans

The best way to stay on top of your debt is to keep it simple. Try these four tips for better debt management.

Managing your credit

Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing

Managing your bond arrears

Missing the payments on your bond can quickly result in losing your home. We can relieve your financial stress by helping you settle your bond through an early sale.

What we can do for you

Instead of recommending generic solutions that may or may not be right for you, we prefer to understand your unique situation. Some of the solutions offered through our Debt Care Centre include:

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