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(sum)1 Banking Account

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Get the bank account made for kids under 16 who want to pay for their own stuff.

Some of the benefits

Get a head start in banking

Learn about the world of banking with a product designed for those starting out

Learn without the monthly cost

Enjoy all the great features of this account without paying monthly fees

Easy management & monitoring

Monitor and manage this account with the help of our wide range of free digital platforms

Swipe with your free bank card

Enjoy unlimited swipes at retail stores with your very own free bank card
What you get
  • Link your card to SnapScan or Masterpass  apps to pay by phone and shop securely online 
  • Unlimited free swipes at till points
  • 10 free electronic debit transactions a month
  • Free cash withdrawals up to a value of R1000 at our ATMs
  • Free up to R1500 cash deposits at our ATMs
  • Free balance enquiries on your phone
  • Notifications on transactions via MyUpdates
*T&Cs apply

Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs

Card features
  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App

*T&Cs apply

What it costs
  • No monthly fee
  • Pay as you transact rates apply after you have used your bundle services for the month.

See 2022  pricing guide
See 2021 pricing guide

 

 

How to get it

Your parent or guardian must have a Standard Bank account of their own to link your account to.

They will also need to bring the following documents into a branch to open your account:

What you’ll need

  • Birth certificate*
  • A parent or guardian’s ID
  • A parent or guardian’s proof of residence (not older than 3 months)

*You must be under 16, and be an SA citizen

 

  • What you get
  • Card features
  • What it costs
  • How to get it
  • Link your card to SnapScan or Masterpass  apps to pay by phone and shop securely online 
  • Unlimited free swipes at till points
  • 10 free electronic debit transactions a month
  • Free cash withdrawals up to a value of R1000 at our ATMs
  • Free up to R1500 cash deposits at our ATMs
  • Free balance enquiries on your phone
  • Notifications on transactions via MyUpdates
*T&Cs apply

Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs

  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App

*T&Cs apply

  • No monthly fee
  • Pay as you transact rates apply after you have used your bundle services for the month.

See 2022  pricing guide
See 2021 pricing guide

 

 

Your parent or guardian must have a Standard Bank account of their own to link your account to.

They will also need to bring the following documents into a branch to open your account:

What you’ll need

  • Birth certificate*
  • A parent or guardian’s ID
  • A parent or guardian’s proof of residence (not older than 3 months)

*You must be under 16, and be an SA citizen

 

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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